Explore financing options for your project.

If your home improvement project is urgent, Hearth can help you find the right loan for you!

No home equity requirement

If you get sick or lose your job and can’t pay back your loan, you won’t be at risk of foreclosure. However, personal loans do have higher rates than options secured by your home equity.

Rapid funding

If your project is urgent, then a personal loan may be your best option. Personal loan providers can approve you, then transfer funds, in as soon as 24 hours.

No prepayment penalties

Personal loan providers won’t penalize you for paying back your loan ahead of schedule.

Fixed monthly payments

Because personal loans have fixed interest rates, your monthly payments won’t change. Fixed monthly payments will help you create an accurate budget for your project.